Legal Document
Claro Guides is operated by Andrew Dunne, a sole trader based in Essex, England. We publish plain-English consumer guides on UK financial, legal, and practical topics, sold as downloadable PDF files.
Andrew Dunne is the data controller for all personal data collected through this website and through our sales and email platforms. For any privacy-related matter, contact us at:
Andrew Dunne, Essex, England
Email: privacy@claro.academy (active once domain email is configured)
We collect only the data necessary to provide our service. The following table sets out exactly what we collect, why, and on what legal basis under UK GDPR.
| Data | How collected | Purpose | Legal basis |
|---|---|---|---|
| Email address | Newsletter sign-up form on this website | Send your 25% discount code; send updates about new guides; send occasional useful content | Consent (UK GDPR Art. 6(1)(a)) |
| Name and email address | Gumroad at point of purchase | Deliver your purchased guide; send post-purchase email sequence (Day 0, 3, 7, 30) | Contract performance (UK GDPR Art. 6(1)(b)) |
| Guide purchased and purchase date | Gumroad purchase webhook | Personalise your post-purchase emails; internal sales records | Contract performance (UK GDPR Art. 6(1)(b)) |
| Approximate location (city level) | OpenWeatherMap API using your stated location (London default) | Personalise email content with relevant weather context | Legitimate interests (UK GDPR Art. 6(1)(f)) — minor personalisation, no profiling |
We do not collect: payment card details (handled entirely by Gumroad), sensitive personal data, data from children, or any data through cookies or tracking pixels on this website.
We use your data solely for the purposes stated in the table above. Specifically:
We do not use your data for automated decision-making, profiling, targeted advertising, or any purpose beyond the above.
We use the following third-party services to operate Claro Guides. Each is a data processor acting on our instructions and bound by a data processing agreement.
| Processor | Purpose | Data shared | Location |
|---|---|---|---|
| Brevo (formerly Sendinblue) | Email delivery — discount codes, post-purchase sequences, newsletter | Email address, first name, guide purchased | EU (France) — adequacy decision applies |
| Gumroad | Payment processing and digital product delivery | Name, email address, purchase details | USA — standard contractual clauses apply |
| OpenWeatherMap | Weather data for email personalisation | City name only (London default — no individual location data) | EU — adequacy decision applies |
We do not sell, rent, or share your personal data with any other third party for their own marketing or commercial purposes.
As a UK resident you have the following rights regarding your personal data:
To exercise any of these rights, email us at privacy@claro.academy. We will respond within 30 days as required by UK GDPR.
If you are not satisfied with how we handle your data, you have the right to lodge a complaint with the Information Commissioner's Office (ICO) at ico.org.uk.
This website does not use cookies, tracking pixels, analytics scripts, or any similar technology. No data is collected about your browsing behaviour on this site.
If we make material changes to this Privacy Policy we will update the "last updated" date at the top of this page. For significant changes affecting how we use your data, we will notify subscribers by email.
Legal Document
These Terms of Use govern your use of the Claro Guides website at claro.academy and the purchase of digital products sold under the Claro Guides name. Claro Guides is operated by Andrew Dunne, a sole trader based in Essex, England ("we", "us", "Claro Guides").
By accessing this website or purchasing a guide, you agree to these Terms. If you do not agree, please do not use the site or purchase our products.
Claro Guides publishes plain-English consumer guides on UK financial, legal, and practical topics. All guides are sold as downloadable PDF files. Guides are designed to help individuals understand complex UK processes in plain English.
General disclaimer: The information contained in Claro Guides products is provided for general informational and educational purposes only. It is not intended to constitute, and should not be relied upon as, professional legal, financial, tax, or any other regulated advice.
Legal and financial disclaimer: Several Claro Guides products cover topics including probate, inheritance, self-assessment tax, employment rights, and related financial matters. These guides explain processes and general principles in plain English. They are not a substitute for advice from a qualified solicitor, barrister, accountant, financial adviser, or other regulated professional. Laws and regulations change. Individual circumstances vary. Always seek qualified professional advice before making legal or financial decisions.
Claro Guides makes every reasonable effort to ensure the accuracy of information at the time of publication. However, we make no representations or warranties, express or implied, as to the completeness, accuracy, or fitness for purpose of any guide. We accept no liability for any loss or damage arising from reliance on our guides.
All purchases are made through Gumroad, which processes payment and delivers your digital download. By completing a purchase you agree to Gumroad's own terms of service in addition to these Terms.
All content produced and published by Claro Guides — including guide text, design, structure, and branding — is the intellectual property of Andrew Dunne and is protected by UK copyright law.
By signing up to the Claro Guides mailing list you consent to receive marketing emails including new guide announcements and occasional useful content. You may unsubscribe at any time using the link in any email we send. Post-purchase email sequences are sent as part of your purchase and are not marketing emails — they relate directly to the guide you purchased.
To the fullest extent permitted by UK law, Claro Guides and Andrew Dunne shall not be liable for any indirect, incidental, consequential, or special loss or damage arising from your use of or reliance on our guides or this website, including but not limited to financial loss, loss of data, or loss of opportunity.
Our total liability to you in connection with any purchase shall not exceed the amount you paid for the relevant guide.
Nothing in these Terms limits our liability for death or personal injury caused by negligence, fraud, or any other liability that cannot be excluded under UK law.
These Terms are governed by and construed in accordance with the laws of England and Wales. Any disputes arising from these Terms or your use of Claro Guides products shall be subject to the exclusive jurisdiction of the courts of England and Wales.
We may update these Terms from time to time. Material changes will be indicated by an updated "last updated" date. Continued use of this website or purchase of our products after changes constitutes acceptance of the updated Terms.
For any questions about these Terms or your purchase:
Essex, England
Email: hello@claro.academy (active once domain email is configured)